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The following supplemental insurance plans are available from Aflac.  Click here for a 15-minute video overview of voluntary medical benefits or review a summary of voluntary benefits.

Critical Illness Insurance

The Aflac Group Critical Illness Insurance plan can help with the treatment costs of covered critical illnesses, such as cancer, a heart attack, or a stroke. More important, the plan helps you focus on recuperation instead of the stress over the costs of medical and personal bills. With Group Critical Illness Insurance, you receive cash benefits directly (unless otherwise assigned) – giving you the flexibility to help pay bills related to treatment or to help with everyday living expenses.

Benefits:

  • Lump-sum benefit for a covered critical illness including, but not limited to,: cancer, heart attack, stroke, major organ transplant, and end-stage renal failure
  • Benefit for a recurrence of the same critical illness if separated by at least 12 months or an additional occurrence of a different critical illness if separated by at least six months
  • For complete details about the plan benefits, limitations, exclusions and costs, please click here.

Accident Insurance

After an accident, you may have expenses you’ve never thought about. An accident insurance plan can help you manage the many stages of care, from the initial emergency treatment or hospitalization to follow-up treatments or physical therapy. Group Accident Insurance from Aflac helps with out-of-pocket costs that arise when you have a covered accident such as a fracture, dislocation, or laceration.

Benefits:

  • More than 50 events that trigger benefits payments, including, but not limited to, fractures, dislocations, ambulance, and physical therapy.
  • Medical fees benefit
  • Accidental-death benefit
  • Hospital admission benefit
  • Hospital confinement benefit
  • Guaranteed-issue coverage with no underwriting required
  • Portable coverage that allows employees to retain coverage at the same rate if their employment status changes (with certain stipulations)

For complete details about the plan benefits, limitations, exclusions and costs, please click here.

Hospital Indemnity Insurance

The majority of hospital stays are due to sickness rather than an accident (Injury Facts, 2011 Edition, National Safety Council). Just a few days in the hospital for treatment of an illness can be costly. Cash benefits from the Aflac Hospital Indemnity Insurance plan may offer a measure of financial protection when you’re hospitalized due to a covered accident or covered sickness.

Benefits:

  • Benefits for hospital stays and expenses
  • Benefits for hospital admission, confinement, and intensive care
  • For complete details about the plan benefits, limitations, exclusions and costs, please click here.
  • Continental American Insurance Company (CAIC), a proud member of the Aflac family of insurers, is a wholly-owned subsidiary of Aflac Incorporated and underwrites group coverage. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico, or the Virgin Islands.

For complete details about the plan benefits, limitations, exclusions and costs, please click here.

Related Links

Enrollment Information

New Benefits for 2018

Have a Question?
Contact the Total Rewards Benefits Center at 800-963-3456 or 803-296-8893, or email TotalRewards
@PalmettoHealth.org