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To help you prepare for your benefits enrollment, follow the steps below during the enrollment period.

1. Get Prepared

.be" target="_blank" rel="noopener noreferrer"> short video about your medical plan choices.

  • Use the Decision Mate tool to assist you in your choices
  • Review  the Summary Benefit Coverage Documents
  • 2. Choose your Medical Plan

    Choose a medical plan for you and your family or decline coverage. Pharmacy benefits are included in each medical plan.

    Which medical plan is right for you?

    How are the plans similar?

    • Both plans use the same great network of experienced providers.
    • Both plans provide 100% coverage for preventive services.
    • Both plans provide the same prescription drug plan.
    • Both encourage you to be smart health care consumers and seek out the best care at the best price.
    • Both maximize your benefits when you use Palmetto Health facilities and Palmetto Health Quality Collaborative physicians.

    How are they different?

    • HRA Plan: Higher premium but lower deductible than HSA plan. No-cost Tier 1 primary care physician and specialist office visits. Palmetto Health contributes into a Health Reimbursement Account, provided all myHealth Rewards Program requirements have been met. You may use your HRA for eligible health care expenses. HRA funding is use it or lose it.
    • HSA Plan: Lower premium but higher deductible and higher out-of-pocket maximum than HRA plan. Pay a deductible for primary care physician and specialist office visits. Palmetto Health contributes into a Health Savings Account, provided all myHealth Rewards Program requirements were met. You may use your HSA for eligible health care expenses. You also can make pre-tax payroll contributions into the account. You own your HSA account funds.

    3. Additional Benefits Decisions


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    Want more help?  Try DecisionMate

    Any Questions?

    Call the Total Rewards Benefits Service Center at 803-296-8893 or email This email address is being protected from spambots. You need JavaScript enabled to view it..

    Related Links

    Enrollment Information

    New Benefits for 2018

    Have a Question?
    Contact the Total Rewards Benefits Center at 803-296-8893, or email TotalRewards

    IMPORTANT: If you do not elect your benefits within 30 days of your date of hire, you will not have Palmetto Health plan coverage until the next year unless you have a qualified life event.

    Effective Dates: Medical, dental, vision, flexible spending and/or health savings benefits will be effective on the first day of the second pay period of employment. All other benefits will be effective on the 91st  day of continuous employment. New team members will have 90 days to complete the myHealth Rewards program in its entirety to receive wellness incentives. Existing team members who become eligible for benefits have 30 days from their eligibility date to enroll in benefits, otherwise benefits will be forfeited until the next plan year. Existing team members who become eligible for benefits have 90 days to complete myHealth Rewards program.