Benefit decisions are BIG decisions. They are important to your health, your finances and your peace of mind. They are decisions you should think carefully about as you make your enrollment decisions. This Decision Mate is just one piece of information to help you think through your choices. Take the time to understand your options and decide what’s best for you and your family. Choosing your benefits wisely can reduce your out-of-pocket costs.
Which medical plan is right for me?
Please consider all information carefully. The following "decision tree" might help you select the option that is best for you and your family.
Should I contribute to a Health Care Flexible Spending Account (FSA)?
Should I contribute to a dependent care flexible spending account?
Please review all available information carefully. The following "decision tree" might help you decide what is best for you and your family.
Which dental plan is right for me?
You have a choice between the Dental High and Low plans or too waive coverage. Please review the information on coverage carefully. The following decision tree might help you select the plan that is right for you and your family.
Should I increase my retirement savings?
You should save as much as you can. If you are an eligible team member, you can earn a dollar-for-dollar match of your contributions from Palmetto Health, up to at least 3.5 percent of your biweekly pay. That’s like getting “free” money! You can save up to $18,000 per year (including the Palmetto Health contribution). If you’re over 50, you can save an additional $6,000. To learn more about retirement savings, visit www.fidelity.com/atwork or call Fidelity Investments at 1-800-343-0860.
Do I need voluntary life insurance?
You should first determine how much insurance you need, less what you already have. Then shop around for the best price. You might find that Palmetto Health’s Voluntary Life offers a convenient and affordable option for you because our plan is based on a group rate. There are many tools available online to help you calculate how much life insurance you need.